Stamp Duty Calculator 2026/27 (England and Northern Ireland)
About this tool
Work out the Stamp Duty Land Tax on a residential property in England or Northern Ireland, with a band-by-band breakdown. It covers first-time buyer relief, the additional property surcharge and the non-resident surcharge.
FAQ
Is it free?
Yes. No signup, no limits, no watermark.
Is my data private?
Yes. Everything runs in your browser, so your files and text are never uploaded.
What are the current stamp duty rates?
Standard rates are 0% up to £125,000, 2% from £125,001 to £250,000, 5% from £250,001 to £925,000, 10% from £925,001 to £1.5 million and 12% above that. These rates have applied since 1 April 2025.
How does first-time buyer relief work?
First-time buyers pay nothing on the first £300,000 and 5% on the part between £300,001 and £500,000. There is no relief if the price is above £500,000, and every buyer on the purchase must be a first-time buyer.
What is the additional property surcharge?
Buying a second home or buy-to-let adds 5% on top of every band, including the first, on properties of £40,000 or more.
Does this cover Scotland and Wales?
No. Scotland uses Land and Buildings Transaction Tax and Wales uses Land Transaction Tax, each with different rates.
Is this exact?
It is an estimate for guidance only, not tax or financial advice. Your own tax code and circumstances may change the result.