PAYE Tax Calculator Nigeria (2026 Tax Rates)
About this tool
Estimate your PAYE income tax and take-home pay under the new Nigerian tax rates that took effect on 1 January 2026. It applies the tax-free first ₦800,000, the progressive bands and rent relief.
FAQ
Is it free?
Yes. No signup, no limits, no watermark.
Is my data private?
Yes. Everything runs in your browser, so your files and text are never uploaded.
What are the 2026 PAYE bands?
The first ₦800,000 a year is taxed at 0%, the next ₦2.2 million at 15%, the next ₦9 million at 18%, the next ₦13 million at 21%, the next ₦25 million at 23%, and anything above ₦50 million at 25%.
How does rent relief work?
You can deduct 20% of the annual rent you pay, capped at ₦500,000, from your taxable income. You need to declare it and keep proof of payment.
Is this exact?
It is an estimate for guidance only, not tax advice. Pension is usually 8% of basic, housing and transport pay, so enter your real figure for a closer result.